Loan Interest Rates

Shree Sharada Sahakari Bank Ltd., Pune    19-Sep-2015

Interest Rates on Loans & Advances

Sr. No.

Particulars

 

Interest Rate (p.a.)

 

 

 

 

1

Housing Loan

 

9.50%

2

All Business Loans

 

12.00%

3

All Other Term Loans

 

16.00%

4

Property Mortgage Loan

 

13.00%

5

Two Wheeler Loan

 

9.50%

6

Education Loan

Studies in India (Max. Rs. 10 lac)

11.00%

 

 

Studies in abroad (Max. Rs. 50 lac)

 11.00%

7

Loans to Professional

 

11.00%

8

Rent Discounting

 

11.00%

9

Loans for Medical Expenses

 

11.00%

10

Four Wheeler Vehicle Loan

For Personal Use

9.50%

11

Vehicle loan for Purchase of Resale Car

 

13.00%

12

Loans for Commercial Vehicle

 

13.00%

13

Loans for Purchase of Gold or against Gold Ornaments

 

9.50%

14

FDCC

Own FDR

Interest rate on FD + 1.50%

 

 

Third Party FDR

Interest rate on FD + 2.50%

15

Loan against FDR

Own FDR

Interest rate on FD + 1.00%

 

 

Third Party FDR

Interest rate on FD + 2.00%

16

Cash Credit

Upto Rs. 5 lac

12.50%

 

 

Above Rs. 5 lac to Rs. 25 lac

12.00%

 

 

Above Rs. 25 lac

11.50%

17

Unsecured Loans/ Personal

 

14.00%

18

Personal Loans Secured by Tangible Security

 

14.00%

19

Loan against LIC / NSC

 

12.00%