Personal Loan

Shree Sharada Sahakari Bank Ltd., Pune    19-Sep-2015
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Individuals ( Salaried )  / Proprietor of Proprietorship firms/ partners of Registered Partnership firms, Directors of Pvt. Ltd. Cos etc.


Personal genuine financial requirements,

(Purpose should be specified in the Loan application)


Max. Loan upto Rs.5 lac

OR upto 75% of the estimated exp.

OR upto 60% of repayment capacity

OR value of security available

Whichever is less


Minimum 25% in Bank's favor

Rate of Interest

@ 11.25% p.a. (with monthly rests) subject to changes as per RBI guidelines our Bank's Policy.    


Within 60 month's by EMI


Personal security –

Salaried borrowers Monthly deduction from  Salary

 Businessmen/Professionals – Monthly standing

Instruction to their bank account, where their 

Normal business transactions are conducted


2 guarantors acceptable to the Bank

In case of existing loans preferably same guarantors be proposed.

Other Conditions

1. Loan to be considered based on acceptable rest

2.  Loan to be disbursed in stages as per requirement.